DATAJOINT DATAJOINT

Terms of Service

Last updated: February 20, 2026

1. Acceptance of Terms

By accessing and using DATAJOINT's services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use our services.

2. Service Description

DATAJOINT provides digital services including but not limited to:

  • • Airtime and data bundle purchases
  • • Bill payment services (electricity, cable TV, etc.)
  • • Exam pin purchases
  • • Agent referral program

3. User Accounts

To use our services, you must:

  • • Provide accurate and complete registration information
  • • Maintain the security of your account credentials
  • • Be at least 18 years old or have parental consent
  • • Notify us immediately of any unauthorized access

4. Payment and Pricing

All prices are displayed in Nigerian Naira (NGN). Payments must be made through approved payment methods. We reserve the right to modify pricing at any time. Refunds are processed according to our refund policy and are subject to verification.

5. Service Delivery

We strive to deliver all services instantly. However, delivery times may vary due to network issues or third-party service provider delays. We are not liable for delays beyond our control.

6. Prohibited Activities

You agree not to:

  • • Use the service for any illegal purposes
  • • Attempt to gain unauthorized access to our systems
  • • Engage in fraudulent activities or money laundering
  • • Abuse or exploit our referral program

7. Limitation of Liability

DATAJOINT shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability shall not exceed the amount paid for the specific transaction in question.

8. Termination

We reserve the right to suspend or terminate your account at any time for violation of these terms or for any other reason we deem necessary to protect our service and users.

9. Changes to Terms

We may update these terms from time to time. Continued use of our services after changes constitutes acceptance of the new terms.

10. Contact

For questions about these terms, please contact us at